vCard(维卡)虚拟信用卡
继 Dupay(Depay)、OneKey Card 之后的虚拟信用卡新选择,可以用虚拟币 USDT 充值消费。背靠美股上市公司 悦商集团(WETG.US),应该值得信赖吧。
我目前试下来感觉费率较低且功能最全,值得推荐。
直接上链接:https://webapp.51vcard.com/#InviteRegisterPage?inviteCode=122188
官方 Tg 群:https://t.me/VCard_WTP
推荐码:
122188
通过推荐码成功注册并开卡的用户可以 Telegram 联系 或填下表单 https://docs.google.com/forms/d/e/1FAIpQLSdumpzO_IwNH7s_83I1R3bSiOCc7xqPm4rIw112QfcoE9vzIw/viewform?usp=sf_link,返 $10。
没有 USDT 也可以 Telegram 联系我小额充值一些,按照交易所的出金汇率,先钱后 U 哦。
卡片介绍
优点:
- 费率较低。白金卡算下来比 OneKey Card 的 Silver 要低一些。
- 有手机端App。可以方便地进行各种卡片操作,查看交易记录。
- 卡种多,有实名/免实名选择,有实体卡可选。
详见官方用户手册:https://docs.qq.com/doc/DZnVnbHhaUExzeXJ6
费用说明
- 开卡费用。如虚拟白金卡为 $20。
- 月费。2027.12.31 前所有用户所有的虚拟卡免月费。
- 虚拟币充值费用。链上充值 USDT,各网络费用不一,如 ERC20 网络约每笔交易几个 USDT。
- 充值费率。如白金卡 1% 的手续费,USDT 兑换 USD 的费用。
- 跨境手续费。如白金卡非美国地区消费会有 1%(最低 $0.45)的跨境手续费。
- 交易手续费。如白金卡 0.1%(最低 $0.2)。
费用一览 https://51vcard.com/#/cardEquity:
图里少了 Wayal 卡,卡头4674,免实名,费用大致相当于白金卡。
我的一些实际消费记录:
可以看到绑定支付宝,日常小额消费,手续费是比较高的,($0.45 + $0.2),用来在美国商户注册或续费域名还是挺合适的。
实测同样可以用支付宝收钱码转账,达到出金的目的(有跨境手续费与交易手续费)。
花50U可开通支付宝转账功能,转账手续费2%+5USD/笔,按照支付宝国际汇率。
消费场景
具体的消费场景需要看各卡种的说明。
vCard 各卡头消费场景(https://docs.qq.com/sheet/DZkpLRWduT2lZendS?tab=BB08J2):
vCard消费场景 | ||||||
平台/网站 | 中文简称 | 4859 | 5561 | 5319 | 4674 | 5229 |
GOOGLE CLOUD | 谷歌云 | ✗ | ✗ | ✗ | ✓ | ✓ |
GOOGLE ADS | 谷歌广告 | ✗ | ✗ | ✗ | ✓ | ✓ |
2CO.com | ✓ | ✓ | ✓ | ✓ | ✗ | |
Adobe | ✓ | ✓ | ✓ | ✓ | ✗ | |
AGODA | ✓ | ✓ | ✓ | ✓ | ✗ | |
AIRBNB | 爱彼迎 | ✓ | ✓ | ✓ | ✓ | ✗ |
Alibaba | 阿里 | ✓ | ✓ | ✓ | ✓ | ✗ |
ALIEXPRESS | 速卖通 | ✓ | ✓ | ✓ | ✗ | ✗ |
Alipay | 支付宝 | ✓ | ✓ | ✓ | ✓ | ✗ |
AMAZON | 亚马逊 | ✓ | ✓ | ✓ | ✓ | ✗ |
APPLE | 苹果 | ✓ | ✓ | ✓ | ✗ | ✗ |
AWS | 亚马逊 | ✓ | ✓ | ✓ | ✓ | ✗ |
BESTBUY | ✓ | ✓ | ✓ | ✓ | ✗ | |
Blizzard | 暴雪 | ✓ | ✓ | ✓ | ✓ | ✗ |
Booking | ✓ | ✓ | ✓ | ✓ | ✗ | |
CCBill | ✓ | ✓ | ✓ | ✓ | ✗ | |
CHATGPT | GPT | ✓ | ✓ | ✓ | ✓ | ✗ |
CLOUDFLARE | ✓ | ✓ | ✓ | ✓ | ✗ | |
Ctrip | 携程 | ✓ | ✓ | ✗ | ✗ | ✗ |
DEPOP | ✓ | ✓ | ✓ | ✓ | ✗ | |
EA | ✓ | ✓ | ✓ | ✓ | ✗ | |
eBay | ✗ | ✗ | ✗ | ✓ | ✗ | |
脸书 | ✓ | ✓ | ✓ | ✓ | ✗ | |
FEDEX | ✓ | ✓ | ✓ | ✓ | ✗ | |
Foodpanda | ✓ | ✓ | ✓ | ✗ | ✗ | |
GODADDY | ✓ | ✓ | ✓ | ✓ | ✗ | |
谷歌 | ✓ | ✓ | ✓ | ✓ | ✓ | |
GRAB | ✗ | ✗ | ✗ | ✓ | ✗ | |
NAMESILO | ✓ | ✓ | ✓ | ✓ | ✗ | |
Namecheap | ✓ | ✓ | ✓ | ✓ | ✗ | |
Helloriser | ✓ | ✓ | ✓ | ✓ | ✗ | |
LETSGO | ✓ | ✓ | ✓ | ✓ | ✗ | |
Lazada | ✓ | ✓ | ✗ | ✓ | ✗ | |
领英 | ✓ | ✓ | ✓ | ✓ | ✗ | |
LIVE CHAT | ✓ | ✓ | ✓ | ✓ | ✗ | |
Meituan | 美团 | ✓ | ✓ | ✓ | ✓ | ✗ |
MIDJOURNEY | ✓ | ✓ | ✓ | ✓ | ✗ | |
ONLYFANS | ✓ | ✓ | ✓ | ✗ | ✗ | |
OPENAI | ✓ | ✓ | ✓ | ✓ | ✗ | |
PAYPAL | 贝宝 | ✓ | ✓ | ✓ | ✓ | ✗ |
PDD | 拼多多 | ✓ | ✓ | ✓ | ✓ | ✗ |
POE.COM | ✓ | ✓ | ✓ | ✓ | ✗ | |
RISER | ✓ | ✓ | ✓ | ✓ | ✗ | |
SHEIN | 希音 | ✓ | ✓ | ✓ | ✓ | ✗ |
SHOPIFY | ✓ | ✓ | ✓ | ✓ | ✗ | |
SHOPLAZZA | 店匠 | ✓ | ✓ | ✓ | ✓ | ✗ |
Taobao | 淘宝 | ✓ | ✓ | ✓ | ✓ | ✗ |
TEMU | ✓ | ✓ | ✓ | ✓ | ✗ | |
Tencent Cloud | 腾讯云 | ✓ | ✓ | ✓ | ✓ | ✗ |
TIKTOK | ✓ | ✓ | ✓ | ✗ | ✗ | |
TMOBILE | ✓ | ✓ | ✓ | ✓ | ✗ | |
TRACFONE | ✓ | ✓ | ✓ | ✓ | ✗ | |
推特 | ✗ | ✗ | ✗ | ✓ | ✗ | |
VENMO | ✓ | ✓ | ✓ | ✓ | ✗ | |
WALMART | 沃尔玛 | ✓ | ✓ | ✓ | ✓ | ✗ |
ZOOM | ✓ | ✓ | ✓ | ✓ | ✗ |